To those who are claiming that any other insurance company would have done the same, and that they were just fulfilling the obligations of their contract:
(Which, to be completely fair, has only been, like, three idiots on Facebook.)
There is no policy contract which requires an insurance company to intervene in a lawsuit between a customer and a third party, on behalf of the third-party.
Maybe every other insurer would have made the same call, we don’t know. But somebody made the call to intervene. And they lost, so it wasn’t even a good call from a business perspective.
I’m sure a lot of fault lies with the Maryland legislature for writing laws that favor insurance companies at the expense of ordinary citizens, and I hope that eventually some attention is turned on them.