Benjamin Ragheb lives in New York City.
Bigger posts appear on his blog; smaller posts appear on Twitter.
To those who are claiming that any other insurance company would have done the same, and that they were just fulfilling the obligations of their contract:
(Which, to be completely fair, has only been, like, three idiots on Facebook.)
There is no policy contract which requires an insurance company to intervene in a lawsuit between a customer and a third party, on behalf of the third-party.
Maybe every other insurer would have made the same call, we don’t know. But somebody made the call to intervene. And they lost, so it wasn’t even a good call from a business perspective.
I’m sure a lot of fault lies with the Maryland legislature for writing laws that favor insurance companies at the expense of ordinary citizens, and I hope that eventually some attention is turned on them.